Minnick Family Agency Inc · Colonie, NY · Licensed Statewide

Insurance from people who actually know you.

Get the backing of one of America's most trusted insurance brands — with the personal service of a local team who actually picks up the phone. Aaron Minnick and his team are here for you across all of New York State.

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740
Client Reviews
4.5★
Average Rating
5 min
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Get a free, no-obligation quote from our team. We cover auto, home, life, landlord, boat, condo, renters, business, and more across all of New York State.

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518-869-5194
Licensed Insurance Agency
740 Reviews · 4.5 ★ on Google
Licensed in New York State
Real agent: Aaron Minnick
Based in Colonie, NY
What We Cover

Real coverage. Local service.

At Minnick Family Agency, you get the right coverage for your family, your home, and your business — delivered by a local team that knows you by name, not policy number.

Auto Insurance
Auto coverage including liability, collision, comprehensive, uninsured motorist, and multi-car discounts for New York drivers.
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Home Insurance
Protect your home, belongings, and liability. Bundle with auto for significant savings.
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Life Insurance
Term and whole life policies to protect the people who depend on you most.
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Landlord Insurance
Protect your rental properties with coverage for the building, liability, and loss of rental income.
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Boat Insurance
Coverage for boats, personal watercraft, and marine liability on New York's lakes and waterways.
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Off-Road Vehicles
ATVs, snowmobiles, dirt bikes, and more — get the right coverage for your recreational vehicles.
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Condo Insurance
Tailored coverage for condo owners — protecting your unit, personal property, and personal liability.
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Renters Insurance
Affordable coverage for renters — protecting your belongings and liability starting at just a few dollars a month.
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Business Insurance
General liability, commercial property, workers' comp, and BOP policies for NY businesses.
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Investments & Financial Planning
Work with our in-house financial advisor Greg Smith, alongside Aaron's Series 6 & 63 expertise, for retirement planning, annuities, and wealth protection.
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Service Area

Licensed across all of New York State.

Based in Colonie — serving every corner of the state. We write policies for clients in the Capital Region, NYC metro, Western NY, the North Country, and everywhere in between.

NY
New York State
Full Statewide Coverage
Capital Region (Home Base — Colonie)
New York City Metro
Long Island
Adirondacks & North Country
Western New York & Buffalo
Rochester & Syracuse

Insurance for all of New York State

We write policies for clients across the entire state of New York — not just locally. No matter where you are in NY, we can cover you.

Remote-friendly process

Get a full quote, review your policy, and sign paperwork 100% remotely. Phone, email, or video — whatever works for you.

Local expertise, statewide knowledge

We know NY insurance law, NY rate requirements, and how to find you the best carrier for your specific zip code.

Fast turnaround on quotes

Most clients receive their quote within one business hour. Same-day binding available on many policy types.

What Clients Say

Real reviews from real New Yorkers.

Don't take our word for it — here's what clients across New York State say about working with Aaron.

★★★★★

The difference is you're a name here, not a number. Aaron reviewed our whole family's coverage, caught two gaps our last agent missed, and still came in cheaper. That's the kind of agent you keep for life.

Jennifer & Paul H. · Clifton Park, NY · Home, Auto & Life
★★★★★
"Aaron saved me over $400 a year just by bundling my home and auto. He explained everything clearly and never tried to upsell me on stuff I didn't need. Highly recommend."
Michael T.
Albany, NY · Auto & Home Bundle
★★★★★
"When I had a claim, Aaron walked me through the whole thing step by step. I've never had an agent actually pick up the phone like that. It made such a stressful time so much easier."
Sarah M.
Schenectady, NY · Home Insurance
★★★★★
"I was shopping around for business insurance and Aaron found me a policy that was $600 cheaper than what I had. The whole process was smooth and he was always reachable."
David R.
Troy, NY · Commercial Insurance
★★★★★
"We just bought our first house and had no idea what we were doing. Aaron took the time to explain every part of the policy in plain English. Never felt rushed or talked down to."
Emily & Chris B.
Saratoga Springs, NY · Homeowners
★★★★★
"I sat down with Greg to sort out retirement and left with an actual plan instead of a sales pitch. Having insurance and financial advice under one roof has made my life so much simpler."
Robert K.
Latham, NY · Retirement Planning
★★★★★
"Switched over my landlord policies for three rental units and the whole thing took one phone call. Aaron knows New York property rules cold and saved me real money."
Anthony D.
Colonie, NY · Landlord Insurance

740 reviews · 4.5 stars

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Common Questions

Answers before you ask.

A few of the things New Yorkers ask us most. Don't see yours? Call or text 518-869-5194 and we'll walk you through it.

How do I get a quote, and how long does it take?
Start your free quote online or call us directly. Most quotes are ready within one business hour, and there's no obligation — you'll get a clear breakdown of coverage and price before you decide anything.
What parts of New York do you serve?
We're based in Colonie and licensed across all of New York State — from the Capital Region to New York City, Long Island, Buffalo, Rochester, Syracuse, and the North Country. No matter where you are in NY, we can cover you.
Do I have to come into the office?
Not unless you want to. You can get a quote, review your policy, and sign everything remotely by phone, email, or video. You're always welcome to stop by our office on Central Ave if you'd rather talk in person.
Can I save money by bundling policies?
Usually, yes. Bundling home and auto — or adding a life, boat, or landlord policy — often unlocks meaningful discounts. We'll review everything you have and show you where combining coverage makes sense for your situation.
What types of insurance do you offer?
Auto, home, life, landlord, boat, off-road vehicles, condo, renters, and business insurance — plus investments and financial planning through our in-house advisor. It's a complete picture under one roof.
If I have a claim, do you help — or do I deal with the carrier alone?
We're right there with you. When something happens, you call us — a real person who knows your policy — and we help walk you through the claim step by step so you're never navigating it on your own.
Do you handle retirement and financial planning too?
Yes. Alongside Aaron's Series 6 & 63 licensing, our advisor Greg Smith helps clients with retirement strategies, annuities, and long-term wealth planning — so your insurance and your financial future are handled by one team that knows you.
Get In Touch

Ready for your
free quote?

Fill out the form or call directly. Most quotes are ready within one business hour. No obligation, no pressure.

Call or Text

518-869-5194

Mon–Fri 9am–6pm · Sat by appt.

Email

aaronminnick@allstate.com

Response within 1 business hour

Visit Us

1839 Central Ave, Albany, NY 12205

Serving all of New York State

Licensed

New York State Dept. of Financial Services

All lines · Statewide

Get your free quote

Tell us a bit about what you need and we'll follow up personally — usually within one business hour.

Your information is never sold or shared.

Prefer to talk to someone right now?

518-869-5194